Our FAQ
What types of loans can I get from VLOANS?
We offer a wide variety of loans including Personal Loans, Home Loans, Business Loans, Loan Against Property (LAP), Vehicle Loans, Debt Consolidation, and Balance Transfer facilities. Each loan is customized to suit your financial needs.
How fast can I get my loan approved and disbursed?
With our simplified process and expert support, most loans are approved within 48–72 hours, depending on your eligibility and documentation. Once approved, funds are disbursed quickly to your account.
What documents are required to apply for a loan?
Generally, you’ll need identity proof, address proof, income proof, bank statements, and property-related documents (for secured loans). The exact list may vary based on the loan type, and our team will provide you with a clear checklist.
Does VLOANS charge any hidden fees?
No. We are fully committed to transparency. All applicable charges such as processing fees, prepayment charges, or interest rates are communicated upfront before you proceed with the loan.
Can I apply for a loan if my credit score is low?
Yes. Even with a low credit score, our experts can help you explore suitable loan options. We also provide guidance on improving your creditworthiness for better future approvals.